Insurance

Life insurance provides financial protection to beneficiaries in the event of the insured person’s death. It pays out a death benefit to the designated beneficiaries, which can help replace lost income, cover debts, or fund other financial needs.

Annuities are financial products typically offered by insurance companies. They are designed to provide a steady income stream for individuals during retirement. Annuities are funded through a lump sum or regular contributions and can offer options for guaranteed income or investment growth.

Business insurance offers various coverage options to protect businesses from potential risks and liabilities. It includes property insurance, liability insurance, workers’ compensation, professional liability, business interruption insurance, and more.

Auto insurance provides coverage for vehicles against damage or loss resulting from accidents, theft, vandalism, or other covered incidents. It typically includes liability coverage for injuries or damages caused to others, as well as coverage for the insured vehicle itself.

Home insurance protects homeowners against potential losses or damages to their property and belongings. It covers events such as fire, theft, storms, and certain natural disasters. It also provides liability coverage if someone is injured on the property.

Renters insurance provides coverage for individuals who rent a property. It protects personal belongings against damage or loss due to events such as fire, theft, or certain natural disasters. It may also offer liability coverage for injuries to others that occur within the rented premises.

Classic car insurance is specifically designed for vintage or collector vehicles. It offers coverage for potential damage or loss unique to classic cars, such as restoration costs, diminished value, or specialized repair requirements.

Business insurance offers various coverage options to protect businesses from potential risks and liabilities. It includes property insurance, liability insurance, workers’ compensation, professional liability, business interruption insurance, and more.

Farm and ranch insurance provides coverage for agricultural properties, livestock, equipment, and crops. It protects against risks associated with farming operations, including property damage, liability, and income loss due to unforeseen circumstances.

GAP insurance is often offered for vehicles and covers the gap between the remaining loan balance and the actual cash value of a vehicle in the event of a total loss. It helps protect borrowers from owing money on a vehicle they no longer possess.